Mauro Santin has built something. When he took over his pharmacy, the path was far from predetermined. Today, he employs 26 people, runs a successful business and is known for standing up for his employees.
But it was precisely this success that brought with it a new challenge: the bigger the team, the less time there is to take care of everyone. That applies to pension provision too.
I need someone I can trust. Someone who has my employees’ pension provision in hand so that I can focus on what I do best.
Mauro Santin
Owner and Manager Toppharm Neuenhofer Pharmacy
Employer and pension provision: more than an obligation
The law requires employers to insure their employees in a pension fund. But what the law prescribes is a minimum. What employees deserve is a different matter.
For a business owner like Mauro Santin, the pension fund solution is more than an administrative duty. It is an expression of attitude, of responsibility. And, ultimately, a decisive factor when it comes to attracting and retaining good, skilled workers – in an industry where this is anything but easy.
This raises questions that many employers pay too little attention to: Is the conversion rate competitive? Are there optional plans that offer employees real flexibility? Are the risks of death and disability adequately covered? And how transparent is the solution to those counting on it?
The problem with time
Mauro Santin is a business owner who would rather be front-of-house in his pharmacy advising his customers, not sitting at a desk in the background. Unfortunately, with so many employees and administrative tasks involved in running a pharmacy, he has little time to talk to customers at the moment.
This is exactly where PensExpert comes in. Not with complex concepts and long documents, but with a clear analysis, straightforward recommendations and a solution that works – without the business owner having to constantly check.
Find the right pension fund for your employees
In a personal and free initial consultation, we show you how to insure your employees optimally. Schedule a consultation appointment now.
What makes a good pension fund solution
Not all pension funds are equal. What employees really get – in retirement, in the event of disability, in the event of death – is heavily dependent on the solution chosen by the company’s management.
For companies like Mauro Santin’s, with a diverse team at different stages of life, a solution that offers flexibility is needed. Younger employees think differently about their provision than those just about to retire. Optional plans enable everyone to choose the savings strategy that suits their own situation.
In addition, a transparent and comprehensible pension fund solution creates trust in the employer, in the company and in the future.
Responsibility that pays off
Mauro Santin has built something for himself and today he manages a successful company. His success is based on people who enjoy working well because they feel they are in good hands.
A strong pension fund solution is part of this; not as an end in itself, but because it shows: my employer is thinking beyond the end of the month.
Will it work out? For Mauro Santin, the answer is yes. The same goes for his 26 employees.
