Occupational and private pension solutions from PensExpert

Benefit from comprehensive advice and individual pension solutions, always tailored to your current needs.

Our solutions

The right retirement provision for every situation

PensExpert stands for a holistic and comprehensive advisory service in every phase of life. The personal component is something we attach great importance to. Our offering is primarily aimed at business owners, executives and the self-employed, but we can also find the optimum pension solution for private individuals.

Our experts are highly trained and are at your side to develop the solution that fits you best. Regardless of whether it is about yourself, your family or your employees – we will give you individual assistance on everything to do with tailored retirement provision.

Our solutions for the management pension plan in your company

  • PensFlex: The individual pension solution for your managers earning CHF 136'080.– or above annually (2026 figures).
  • PensUnit: Our pension solution with a single strategy for employees with an annual salary of CHF 90'720.– and above (2026 figures).
  • PensPower: The combined PensFlex and PensUnit solution brings more purchasing potential and pension assets.
  • PensPlan: Your future, securely planned – with our comprehensive retirement planning.
  • PensNext: Plan today for tomorrow – put your succession in the best hands with our planning.

Lower your tax liability while also positioning yourself well on the labour market – you don’t believe it’s possible? We’ll show you how.

Strengthen provision and save tax

Private pension provision for you and your family

  • PensFree: The customised vested benefits institution for your retirement lump-sum capital.
  • independent: The independent vested benefits institution with an additional pension option.
  • PensSplit: Divide up your retirement lump-sum capital with PensSplit and reduce your tax burden.
  • QROPS: Transfer pension assets to Switzerland tax-free thanks to QROPS UK
  • Pens3a: The flexible 3a foundation for your private pension provision.
  • relevate: Your digital account for vested benefits & pillar 3a.

Why PensExpert?

We’ve been working successfully in the pension business for over 25 years and give our clients the support they need at every stage of their lives. As we believe strongly in a personal approach, we are proud to have a presence across Switzerland with around 90 pension experts.

Our pioneering work with the 1e collective foundation sets us apart, as we have played a key role in its development in Switzerland since day one. We helped design the product and are therefore leaders in expertise, competence and efficiency.

It’s genuinely impressive how committed my PensExpert adviser is to me and my pension planning. I feel excellently advised and thoroughly well supported in every respect.

Benjamin Dannacher

Certified Trust Expert, Partner, Trigema AG

Thanks to the specialists at PensExpert, we have already achieved some extraordinary things over the last two years. For example, we were able to pay out a tax-protected bonus. In this context, a solution was found in relation to the relevant tax rulings. When we paid the bonus into the pension fund, we generated substantial tax savings.

Stefan Denz

Deputy managing director & technical director, Allenspach AG

The individual advice PensExpert gives our management staff about their personal pension provision is something we value highly.

Zeno Böhm

CEO, Burkhalter Group

PensExpert focuses on interpersonal relationships rather than just compliance.

Roger Huber

Owner and managing director, xls exclusive leadership support GmbH

Do you have any questions? We’re here to help.

You can book an appointment directly with a member of our advisory team.

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