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Pension glossary

Pension
- Companies
  Management pension
  
  Self-employed
  
  Succession planning
  
  Strengthen provision and save tax
  
  Basic pension
- Private individuals
  Pillar 3a
  
  Vested benefit and moving abroad
  
  Vested benefits and divorce
  
  Vested benefits and sabbaticals
  
  Vested benefits and risk cover
  
  Vested benefits and tax planning
  
  QROPS – UK pension assets
  
  Retirement provision
  
  Purchases and pension planning
Pension
Whether you are an entrepreneur, self-employed or a private individual, we can help you with all your pension needs.
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Solutions
- Companies
  The individual pension solution 1e for employees with an annual income of CHF 136'080.– or above (2026 figures).
  
  Our pension solution with a standardised strategy for employees with an annual salary of CHF 90'720.– (as at 2026) or more.
  
  The combined PensFlex and PensUnit solution brings more purchasing potential and pension assets.
  
  Plan for tomorrow today – put your succession in the best possible hands with our planning.
  
  Your future, securely planned – with our comprehensive pension planning.
- Private individuals
  The customised vested benefits institution for your retirement lump-sum capital.
  
  The independent vested benefits institution with an additional pension option.
  
  Divide up your retirement lump-sum capital with PensSplit and reduce your tax burden.
  
  Transfer pension assets to Switzerland tax-free thanks to QROPS UK.
  
  The flexible 3a foundation for your private provision.
  
  Your digital account for vested benefits and pillar 3a.
Solutions
Pension provision tailored to you - for all phases of life.
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Board of Directors

Christof Reichmuth
Board Member
Jörg Odermatt
President
Markus Helbling
Board Member
Dr. Dimitri Wittwer
Board Member

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