Management pension plans

A management pension plan with the 1e occupational benefits institution is the ideal pension solution for managers and skilled workers with an annual income of over CHF 136'080.– (2026 figures).

Fundamentals of the management pension plan and 1e solutions

The 1e management pension plan offers managers and skilled workers the flexibility to choose their own investment strategy and manage it individually. With a 1e pension plan, your employees can invest in different investment strategies of their choice and thus tailor their pension pot to their personal needs. These solutions mean higher long-term returns can be earned on the actuarial capital while at the same time benefiting from tax advantages. PensExpert develops tailor-made 1e pension solutions that meet the needs of your executives as well as your company’s strategic objectives.

BVG/LPP and extra-mandatory benefits

For managers and skilled workers, the extra-mandatory portion of the pension fund is an important building block of pension planning. The extra-mandatory benefits in a management pension plan offer additional opportunities to provide pension benefits beyond the statutory minimum and tailor your provision individually. At PensExpert, we develop flexible pension plans tailored to the needs of your employees that offer you the optimum combination of safety and return.

Pension plans and solutions for managers and senior staff

Our management pension plan solutions give companies the opportunity to increase employee retention in the long term by enhancing their future financial security. With an individually tailored 1e plan, your staff benefit from maximum flexibility and exclusive investment opportunities.

PensExpert pension solutions at a glance

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Overview: Salary thresholds, coordination and joining and leaving conditions

Correctly designing pension solutions is important for efficient pension planning. PensExpert offers solutions that ensure both that the correct insured salary is covered on an extra-mandatory basis in the occupational pension scheme and that the joining threshold in the occupational pension scheme is taken into account. We support you in coordinating your pension plans in a way that ensures your managers and senior staff benefit from customised and flexible pension solutions.

Risk premiums and tax-related aspects of pension provision

Coverage of financial risks such as disability or death is an integral part of any pension solution. PensExpert offers you transparent solutions that combine optimum cover with attractive tax benefits. Our pension models are built on efficient risk premiums that are aligned with your needs.

Vested benefits, collective foundations and comparison of pension models

The vested benefits institution ensures that your actuarial capital remains secure in the event of an interruption of employment due to maternity or other time away from work. Vested benefits institutions offer a flexible and cost-effective way to park your pension assets for a certain period of time. PensExpert will give you comprehensive advice on the various pension models and show you which solution best suits your individual needs.

Development of the Swiss pension system

The Swiss pension system with its famous three-pillar model has developed steadily over the decades to meet the needs of a growing and ageing population. It combines state, occupational and private pension provision in the best possible way. PensExpert understands the challenges facing this system and offers you products and solutions that cover both current and future needs. Our expertise helps you to take advantage of the latest developments in the pension system and optimise your pension cover. Book a consultation today and find out how we can secure your financial future.