Deepen your knowledge on the topics of purchases and pension planning.

In a nutshell

You are in the middle of your professional life, but it is time to deal with pension planning? Did you know that many interesting options await you, so that nothing stands in the way of a carefree pension? Learn more in our video:

What is a voluntary purchase?

A voluntary purchase is an additional optional contribution to the pension fund. It helps improve personal retirement provision. In addition, voluntary purchases can be deducted from taxable income (similar to contributions to pillar 3a). If you are resident abroad, the tax deductibility of voluntary purchases must be clarified in advance with the tax authority.

How and when can I make voluntary purchases?

At any time, provided you have purchase potential. You can check whether you have purchase potential by completing the online process in myPensPortal. At the end of the process, you will receive the payment instructions. The decisive factor for the tax deduction is the crediting of the amount to the pension account, not the payment date, according to a recent Federal Supreme Court ruling. To ensure the funds are credited before the end of the year, we recommend making the payments by mid-December.