Yet it begins with a very simple, very human question. It is precisely this question that PensExpert has made its focus theme for 2026.
It reads: "Does it add up?" (in German, «Geht das auf?»).
Under the guiding idea "Does it add up? A question of pension provision", this question runs as a thread through the entire year. Instead of explaining pension provision through financial models, PensExpert puts concrete life decisions at the centre and asks about their long-term consequences.
A fresh start at 58. Stepping off the treadmill at 65. A life that lasts longer than planned.
Behind all this stands the megatrend of longevity: people are living ever longer and shaping their lives ever more individually. This forces wishes and affordability to be thought through together. Early enough for the maths to add up in the end.
This stance shifts the focus: away from the abstract product and towards concrete life planning. Pension provision thus turns from a dutiful exercise into what it actually is. The foundation for shaping one's own life the way one wishes.