Pension solutions for all stages of life

Enjoy maximum benefit from the performance your investments.

Everything we do is based on an irrevocable premise: Occupational and private retirement assets do not belong to pension funds or vested benefits foundations. You, the client, are the owner of your accumulated pension capital.



With PensFlex, you can organise your extra-mandatory pension plan for annual salaries from CHF 132,300 per employee exactly according to your needs. We are talking here about the foundation that stands for the paradigm shift in occupational benefits: away from collective obligation - towards more freedom and personal responsibility. With PensFlex, each insured person decides individually, entrepreneurially and on their own responsibility about their personal investment strategy.

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«We like the way PensExpert supports the individuality of our management employees in terms of their personal pension provision.»
Zeno Böhm
Burkhalter Group


PensUnit is our pension solution with a standardised strategy for annual salaries from CHF 88,200 per employee. PensUnit is a response to state over-regulation of 1e pension solutions. PensUnit is for companies and private persons who want more input in selecting their investment strategy. At the same time, your employees benefit from higher purchase gaps.

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The working world is becoming more flexible. Employees undergo phases of working and not working, whether through taking a career break after many years, to further their training, to take a maternity break or attend an extended language course. If so, you need an uncomplicated vested benefits foundation as a “parking space” for your accumulated retirement assets.

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“When you're old, you're old”, as the young and young at heart like to say. However, they forget that early 3rd pillar payments bring long-term benefits. That’s why we offer a voluntary private pension solution for you. An additional exclusive provision is that Pens3a is the only Pillar 3a pension foundation in Switzerland that offers a mortgage to finance your own home.

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Fabio Preite
Partner, Member of EB

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+41 41 226 15 15