Optimise your tax burden - through intelligent pension provision


Your tax benefits

Vested benefits and 3a pension assets are tax-exempt until withdrawal. Our foundations enable you to minimise your tax liability when withdrawing pension assets. Exploit our many years of experience with the tax regime. We work with you personally and in a targeted way.

Tax-privileged saving

Reduce your taxable income through Pillar 3a payments and benefit from tax-exempt interest and dividend income.

Beneficial capital withdrawal

Our pension provision coach can advise you on how to withdraw your retirement funds.

Low source tax when you move away

Benefit from the attractive tax at source in Canton Schwyz if you leave Switzerland permanently.

PensFree Vested Benefits Foundation

When taking a career break, you can park your pension fund assets in a vested benefits account. That means your pension assets plus interest and capital earnings are tax-exempt. The PensFree vested benefits foundation is ideal for anyone

  • exiting their pension fund, whether permanently or temporarily
  • carefully planning early retirement
  • definitively moving abroad or returning to their home country
  • with surplus capacity prior to joining a new pension fund
  • about to start self-employment.

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Pens3a Pension Foundation

There are good reasons to start saving for retirement early. For example, if you want to maintain the same standard of living after retirement. Or if you want to save taxes. Who benefits from the Pens3a pension foundation?

  • The self-employed
  • Employees with investment potential
  • People moving abroad with Pillar 3a assets

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Our experts

Fabio Preite
Partner, Member of EB, Head Administration and Foundations
Yvonne von Deschwanden
Client advisor

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